Mary Wisniewski's Page

I’ve never really subscribed to the mantra whatever doesn’t kill you makes you stronger. And today’s banking online experience ranking, which promotes simplicity, just adds to my many reasons why not.



In short, the easier a bank’s web site is to understand while still conveying valuable information, the better it is for the user. So says Change Sciences Group, a company that provides an interactive experience modeling platform.



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Think of it as the opposite of moral hazard.



There was a time during the credit crisis when moral hazard raged so greatly that investors bet on government aid to the nation's financial institutions. Heck, some might argue that TARP is moral hazard incarnate.



Today, however, moral hazard took a hit. Standard & Poor’'s Rating Service dropped its ratings outlook for B… Continue

The Government Accountability Office released its Troubled Asset Relief Program report today, which recommended that the Treasury:






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PCI DSS is getting some technology love this week from Aria Systems, Inc., a provider of subscription and recurring billing solutions.

The new offering, Aria PCI Acceleration Program, promises PCI DSS compliance for merchants' online transactions by serving as an outsourcer for their credit card management services. The aim of the offering is to reduce the time and expen… Continue

Alvaro de Molina has resigned as GMAC Financial Services' chief executive and director. The GMAC Board of Directors has named Michael A. Carpenter, a board member since May 2009, as his replacement.

Carpenter's previous experience includes chief executive positions at Citigroup's Global Corporate & Investment Bank, Salomon Smith Barney, Travelers Life & Annuity and Kidder Peabody. He has also held senior positions at GE Capital, General Electric, and Boston Consulting Group.

"A renewed… Continue