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Jesse Torres and Chris Duncan are now friends
January 3
The party will be over for everybody. If you tell a company they can't control their profits in one area, they will just move it somewhere else or cancel the program. The fact is when you have cash on hand you think a lot harder about how much to g…
December 4, 2009
I have always believed a private solution would be better than any gov't plan. And I have talked about this very idea. I believe the idea to share in the equity is a good one. I hope other banks will follow their lead.
December 1, 2009
Chris Duncan and Brittany Randel are now friends
November 16, 2009
Maybe it depends on where you bank. But spending 30-minutes on hold trying to get through to a mega-bank rep is no fun. Sometimes just walking down to the local office and meeting with the branch manager is just more efficient (and dare I say it mor…
November 13, 2009
I'm saddened, but not surprised by the US Govt's efforts. They almost never put blame where it belongs and regulate what is truly the problem. They always do it in the guise of helping the child, helping the consumer, but more often than not, it doe…
November 6, 2009
And don't forget, once again, the Gov't sticking in their nose to "protect" consumers is doing nothing but costing us more. :O)
November 5, 2009
November 5, 2009
I will certainly hop over and check that out. Thank you, cd O:)
November 5, 2009
November 5, 2009
Chris Duncan and JJ Hornblass are now friends
November 5, 2009
JJ, I'm new so just starting to get a feel for things. However, your survey questions seemed to assume I was looking to buy something. You may want to modify the survey to take service companies into account. I just need to get out there and networ…
November 5, 2009
Chris Duncan and Alice Lee are now friends
October 21, 2009
So for item one, it would seem that the consumer will be hit hard. There are times where I just wasn't paying attention to balances. I could have moved money, but didn't realize I needed it. If the bank can only charge one per month, does that mean…
October 20, 2009
I only come from the buyer's perspective. I live in CA. My mortgage broker (although at the time, he worked for a bank (Countrywide) pushed the ARM over a traditional loan. That was even though he knew I was really a plain vanilla guy. Well, I went…
October 14, 2009
I don't want to be all doom-and-gloom, I just see banks and Wall St. returning to their ways of worrying about the quick bonus and not fundamental soundness. So when the next bubble comes around, they'll just crash and burn again. During the last tw…
October 14, 2009

Profile Information

Corporate Title
Web Development / Investor Relations / Client Mananger
Company
Jumbo CD Investments, Inc.
City, ST
Dixon, CA

Chris Duncan's Blog

Chris Duncan

Shouldn't all out-of-area deposits be assessed?

I am quite new to this forum and figured I would start off with a bang. I actually posted the article on our blog. The blog post focuses on under capitalized banks that are utilizing rate listing services to attract deposits. I figured that angle may get the most traction from the powers that be (FDIC and Congress).

In reality, I don't think anyone actually believes that out-of-area deposits brought in by a rate listing service or national internet special should be considered a core deposit. H… Continue

Posted on August 18, 2009 at 5:25pm —

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At 11:44am on November 5, 2009, JJ Hornblass said…
The honor is mine.
 
 

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