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SME Capital Formation

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Partnership Programs

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Chris Duncan's Discussions

Reactions to the Surprise Rate Increase by the Fed

Boy, nobody wanted to chime in. History shows that the Fed has almost always reacted way too "late". So I doubt this will be different. Of course for the banks which are hedging such low rate money,…

Tagged: fmoc, monetary-policy, discount-rate, federal-reserve

Replied Feb 19

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JC and Chris Duncan are now friends

on Tuesday

Chris Duncan commented on JJ Hornblass's blog post 'COMPLIANCE: Capitulation on Financial Reform'

Personally, I'm not a fan of even more agencies with high paying Gov't administrators so a potentially watered down CFPA doesn't bother me. But besides that, us the tax payers bailed these places out. The Gov't should have stuck to their guns or thr…

February 26

Chris Duncan replied to JJ Hornblass's discussion 'Reactions to the Surprise Rate Increase by the Fed'

February 19

Chris Duncan joined James McCallum's group

SME Capital Formation

Unlocking the entrepreneurial power of America's Small Mid-Sized Enterprises (SME) is understood to be the key to economic revitalization. We'll look at strategies to empower and capitalize SMEs.

February 19

Chris Duncan commented on Jeff Betts's group 'Partnership Programs'

As 2010 progresses, banks may need access to additional funding options. We have a large network of investors that seek the safety of FDIC insured CDs. So whether you are a bank that needs funding or an investor that needs safety, we can be your sol…

February 18

Chris Duncan updated their profile

February 18

Chris Duncan joined Jeff Betts's group

Partnership Programs

Opportunities for Banks to partner with service providers to generate new sources of revenue.

February 18

Chris Duncan commented on JJ Hornblass's blog post 'INNOVATION: After CARD Act, Levying Petty Fees Would Be a Mistake'

The mistake is the Gov't thinking the companies won't find a way to charge fees. It is more likely for fees to be spread across all users so that we all feel the "pain" not just those who couldn't manage their cards. As with almost all Gov't "inter…

February 12

Chris Duncan commented on Rekha Vatsa's blog post 'Are 'Good Times' for Credit Cards Providers Over? Do They Need a New Way to Thrive?'

The party will be over for everybody. If you tell a company they can't control their profits in one area, they will just move it somewhere else or cancel the program. The fact is when you have cash on hand you think a lot harder about how much to g…

December 4, 2009

Chris Duncan commented on Howard Bell's blog post 'Citigroup Suggests Mortgage Debt Forgiveness'

I have always believed a private solution would be better than any gov't plan. And I have talked about this very idea. I believe the idea to share in the equity is a good one. I hope other banks will follow their lead.

December 1, 2009

Chris Duncan and Brittany Randel are now friends

November 16, 2009

Chris Duncan commented on Michael Gibb's blog post 'Mobile Banking Not a Replacement for Branches: CEOs'

Maybe it depends on where you bank. But spending 30-minutes on hold trying to get through to a mega-bank rep is no fun. Sometimes just walking down to the local office and meeting with the branch manager is just more efficient (and dare I say it mor…

November 13, 2009

Chris Duncan commented on Chris Reineke's blog post 'With expected passing of A NEW law Mortage brokering will cease as we know it. Is that a good thing?'

I'm saddened, but not surprised by the US Govt's efforts. They almost never put blame where it belongs and regulate what is truly the problem. They always do it in the guise of helping the child, helping the consumer, but more often than not, it doe…

November 6, 2009

Chris Duncan commented on Jada Brazell's blog post 'BofA Breaking the Law?'

And don't forget, once again, the Gov't sticking in their nose to "protect" consumers is doing nothing but costing us more. :O)

November 5, 2009

JJ Hornblass left a comment for Chris Duncan

November 5, 2009

Chris Duncan commented on JJ Hornblass's blog post 'You're Invited to Change BankInnovation.net'

I will certainly hop over and check that out. Thank you, cd O:)

November 5, 2009

Profile Information

Corporate Title

Web Development / Investor Relations / Client Mananger

Company

Jumbo CD Investments, Inc.

City, ST

Dixon, CA

Website:

Jumbo CD Investments, Inc.

Chris Duncan's Blog

Shouldn't all out-of-area deposits be assessed?

I am quite new to this forum and figured I would start off with a bang. I actually posted the article on our blog. The blog post focuses on under capitalized banks that are utilizing rate listing services to attract deposits. I figured that angle may get the most traction from the powers that be (FDIC and Congress).

In reality, I don't think anyone actually believes that out-of-area deposits brought in by a rate listing service or national internet special should be considered a core deposit. H… Continue

Posted on August 18, 2009 at 5:25pm —