Cards

Smaller Banks Not Sweating EMV Liability Shift

Smaller Banks Not Sweating EMV Liability Shift

by August 22, 2014 at 10:50 am 1 comment

Community banks are taking a more “calculated” approach as the EMV liability deadline approaches.

Why IT Needs to Be Part of the Regulatory Compliance Debate

Why IT Needs to Be Part of the Regulatory Compliance Debate

by August 22, 2014 at 10:42 am 0 comments

The ABA’s Frank Keating argues that banks deserve “balanced, nuanced” regulatory compliance that does not upend their economic prospects, particularly for smaller community banks. But that argument rings hollow.

Coin Card Delays Until Spring 2015 Upset Backers

Coin Card Delays Until Spring 2015 Upset Backers

by August 22, 2014 at 9:20 am 0 comments

If you’ve been waiting for news regarding Coin Card, then you’ve got a longer wait than expected. Coin launched with HUGE fanfare in November of 2013, promising to revolutionize your credit card by allowing you to combine up to 6 cards in one bluetooth enabled device. Launched on the same day as the revamped Google Wallet, Coin Card stole the show for a few months as news about the product gained momentum.

GoBank to Return — with Monthly Fees

GoBank to Return — with Monthly Fees

by August 19, 2014 at 10:59 am 1 comment

Apparently GoBank’s experiment letting users choose their monthly fees didn’t work out so well. GoBank has been out of action lately, not allowing new members for the past several months.

What’s the Hidden Strategy Behind the Belly and Level Money App Updates?

What’s the Hidden Strategy Behind the Belly and Level Money App Updates?

by August 15, 2014 at 10:48 am 1 comment

What’s the message behind the major two major updates of fintech apps this week? Belly and Level Money, two upstart fintech apps, released major upgrades this week — Belly yesterday and Level Money on Wednesday. Belly, a rewards app, added a feature called Belly Bites, where users can redeem freeRead More

GoBank Finally Eases Up on Deposit Hold Times

GoBank Finally Eases Up on Deposit Hold Times

by August 15, 2014 at 10:12 am 1 comment

GoBank customers are now on a longer leash. The notoriously conservative neobank operated by prepaid pioneer Green Dot Corp. has eased up on its policy of holding mobile check deposits for as long as 10 days.

Everything You Need to Know About Prepaid

Everything You Need to Know About Prepaid

by August 14, 2014 at 5:38 pm 0 comments

Prepaid cards offer a significant opportunity to broaden product lines and modernize customer‐facing applications without massive changes to core processing systems. How should financial institutions grapple with, take advantage of, or succumb to prepaid in the coming decades?

Venmo to Add ‘Pay With’ Feature, Targets Mobile E-Commerce

Venmo to Add ‘Pay With’ Feature, Targets Mobile E-Commerce

by August 13, 2014 at 11:55 am 1 comment

Venmo will add a new “Pay With Venmo” service, sources tell Bank Innovation.

8 Tips for Finding Fintech Startup Success

8 Tips for Finding Fintech Startup Success

by August 12, 2014 at 12:01 pm 0 comments

While there seems to be a new fintech startup every day, some of the industry’s expert have been studying and analyzing the market for years now. Which means their opinions matter. Here are eight ideas for fintech startups that leverage that knowledge.

Simple’s Extended Maintenance Shows Problem for FinTech Startups

Simple’s Extended Maintenance Shows Problem for FinTech Startups

by August 8, 2014 at 4:00 pm 0 comments

Simple is in many ways the crown jewel of the financial technology startup industry. With its modern, intuitive, user interface, responsive customer service, mobile-first, branchless strategy, Simple represents the future that financial innovators hope for. It should be noted that it was announced in February that Simple would be acquired by BBVA, makingRead More

Visa Digital Focused on Partnerships, Acquiring Tech Talent

Visa Digital Focused on Partnerships, Acquiring Tech Talent

by August 8, 2014 at 3:16 pm 1 comment

Even payment giants like Visa get nervous about digital disruption in financial services.