Exclusive

Mobile Deposits a Strength for Bank of America

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April 17, 2014
Mobile Deposits a Strength for Bank of America

Remote deposit capture has hit the big time. It used to be that banks would tout the use of smartphone cameras to deposit checks on earnings calls to signal that they were serious about innovation. Now that the remote deposit of checks via RDC...
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US Bank Ups Ante Again on Innovation

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April 17, 2014
US Bank Ups Ante Again on Innovation

Is US Bank the only financial institution in the nation to continue increasing its investment in innovation? It sure seems like it. The latest shot across the financial sector’s bow came yesterday, when bank officials disclosed that they were not just keeping the bank’s...
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Loop Will Be Inside Handsets Within One Year, CEO Says

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April 17, 2014
Loop Will Be Inside Handsets Within One Year, CEO Says

Loop, the payments startup that allows for contactless payments at magstripe card readers using magnetic transmission, has plans that go far beyond magstripe itself. The company has deals in the works with a major card network and a major handset manufacturer that should see...
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Bank of America Adds Mobile Users, Sheds Branches

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April 16, 2014
Bank of America Adds Mobile Users, Sheds Branches

Mobile users continue to grow at Bank of America. The bank grew mobile users by 4% in the first quarter of 2014, while shedding 1% of its branches. Mobile users reached 15 million, almost 20% higher than one year ago. JPMorgan Chase and Wells...
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VIDEO: Samsung Galaxy S5 Fingerprint Scanner Hacked

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April 15, 2014

Oops! Looks like Samsung‘s fingerprint scanner has already been hacked, revealing problems with its implementation. The scanner allows unlimited attempts before asking for a password, and does not require a password after restarting the device. Apple’s iPhone 5S avoids these two pitfalls. The video...
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Building a Bank from Scratch

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April 15, 2014
Building a Bank from Scratch

The bank of the future probably won’t be made of brick or stone, and may not be much to look at. It’s easier to say what it will do. Entrepreneur and startup mentor Jack Gavigan, who traded tweets with Marc Andreessen and others on the...
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VIDEO: PayPal Leaps to the Forefront of Biometric Authentication

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April 14, 2014
VIDEO: PayPal Leaps to the Forefront of Biometric Authentication

Biometrics have arrived, and not a moment too soon. The so-called Heartbleed vulnerability has just about everyone worried about the fidelity of passwords, which are hard to remember and not secure anyway. Fingerprint scanners and other forms of biometric authentication are both easier and...
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Heartbleed is a Headache for Banks

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April 11, 2014
Heartbleed is a Headache for Banks

Bank systems are generally thought to be safe from the direct effects of the Heartbleed bug, according to security experts, but the galaxy of vendors and service organizations — to say nothing of employee devices — are another matter. The Heartbleed exploit refers to...
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Diverse Perspectives

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April 17, 2014

I go to more conferences than are good for me.  And if you're like me, you don't attend many sessions, and you meet with the same cast of characters.  I have two suggestions on breaking those rules.  If you...
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Making Regionalization of Transaction Banking a Reality

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April 17, 2014

Transaction banking is becoming increasingly important for banks as corporates continue to expand their businesses across the globe. As corporates demand these services, banks must rise to deliver. There are numerous factors that are responsible for businesses expanding their...
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Heartbleed: Free Tool To Check if That Site is Safe

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April 17, 2014
Heartbleed: Free Tool To Check if That Site is Safe

I’m sure you’ve heard the news about Heartbleed by now (unless you’re in vacation wonderland and have taken a tech break). This is a serious vulnerability in the core of the Internet and is something we all should be...
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Era of Mass Customization in Banking

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April 17, 2014

Banks have a nearly one-size-fits-all product model which leaves value on the table. For instance, when a bank releases a new online or mobile banking system, it will often be an identical system, with the exact same interface, for...
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Take These Steps to Stomp out the Heartbleed Bug

0
April 17, 2014
Take These Steps to Stomp out the Heartbleed Bug

by Stephen Smith The so-called “Heartbleed” bug has caused quite an uproar since its presence came to light on April 7. Uncovered within the OpenSSL (secure socket layer) network security protocol, this Internet security flaw allows attacke...
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Take These Steps to Stomp out the Heartbleed Bug

0
April 17, 2014
Take These Steps to Stomp out the Heartbleed Bug

by Stephen Smith The so-called “Heartbleed” bug has caused quite an uproar since its presence came to light on April 7. Uncovered within the OpenSSL (secure socket layer) network security protocol, this Internet security flaw allows attacke...
Read More »

Using State-Level Data to Estimate How Labor Market Slack Affects Wages

Looking at the labor market in its broadest terms presents challenges when trying to assess the impact of unused workforce capacity on wages. But drilling down into state-level data affords a more precise look at this dynamic, and macroblog...
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