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BankInnovation

How Many Architects Does it Take to Screw in a Core Banking Transformation?: I was in a meeting recently and e... http://t.co/tXyTEhD8
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How Many Architects Does it Take to Screw in a Core Banking Transformation?

I was in a meeting recently and everyone at a table of 15 was some sort of architect. There was the print service architect, the enterprise content architect, the security architect, the solution architect, a technical landscape architect, and multiple enterprise architects. Trying to sort out where one architects…See More
A blog post by George Colwell was featured 2 hours ago
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How Many Architects Does it Take to Screw in a Core Banking Transformation?

I was in a meeting recently and everyone at a table of 15 was some sort of architect. There was the print service architect, the enterprise content architect, the security architect, the solution architect, a technical landscape architect, and multiple enterprise architects. Trying to sort out where one architects…See More
Blog post by George Colwell 2 hours ago
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BankInnovation

BBVA Pursues Profits Among The Unbanked Using Nontraditional Data - Forbes http://t.co/uixRmVwR #BankInnovation
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Gagan Kanjlia and Eric Lindeen joined Bank Innovation 2 hours ago
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BankInnovation

Checking out "Who's Your Swipe Daddy: Retailers vs. Banks" on Bank Innovation: http://t.co/CgXlfYhz
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Mary Wisniewski commented on Mary Wisniewski's blog post 'Underbanked Help: Can Mobile Phone Usage Patterns Indicate Creditworthiness?'
Thanks for the comment, Eric. I completely hear you on the risks. Your transactional payment history point is very interesting. I once heard a banker say that same data could indicate the likelihood of whether someone would get a divorce.…
2 hours ago
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Eric Lindeen commented on Mary Wisniewski's blog post 'Underbanked Help: Can Mobile Phone Usage Patterns Indicate Creditworthiness?'
The idea of using cell phone data is an interesting one, but it could prove risky in the US and EU. Studies also support using transactional payment history as highly predictive as well. Several institutions have found that patrons of pawnshops,…
4 hours ago
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BankInnovation

LivingSocial Now At 5,000 Employees, Half The Size Of Groupon http://t.co/GVrcgVrq via @techcrunch #BankInnovation
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Who's Your Swipe Daddy: Retailers vs. Banks

Here’s another Durbin consequence: pulling consumers in different payment directions.Indeed, banks have been coaxing consumers into their credit card products, while retailers, who benefit from lower interchange fees, have been gunning for debit card swipes. The results? Consumer confusion, finds the most recent research from Javelin Research and Strategy.“The recession led many people to turn away from credit cards in favor of debit and prepaid cards as ways to control debt, but this trend…See More
A discussion started by Mary Wisniewski was featured 4 hours ago
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Eric Lindeen updated their profile 4 hours ago
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Marina Joseph and Mary Wisniewski are now friends 5 hours ago
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