Exclusive

Mobile Payment Adoption Slows Due to Lack of Added Value

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April 23, 2014
Mobile Payment Adoption Slows Due to Lack of Added Value

Put that phone away. After years of surging growth, mobile payments adoption has slowed to modest levels, according to a new survey from IDC Financial Insights. The study on consumer payments was released April 21. One focus of the study is looking at the use...
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Piggy Eliminates Change — and Card Fees

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April 22, 2014
Piggy Eliminates Change — and Card Fees

It’s no secret merchants love being paid in cash – and it’s certainly not a surprise that some customers hate lugging around change. A new startup aims to increase customers’ cash usage to help merchants save on credit card fees. It does it by...
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Walmart Enters P2P Space

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April 21, 2014
Walmart Enters P2P Space

American consumers may not go to bank branches all that often, but they sure go to Walmart. 80% of Americans are said to shop at Walmart at least once a year. America’s largest retailer debuted a service called Walmart-2-Walmart last week that allows customers to...
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Chase Updates App, Discusses Digital Wallet

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April 21, 2014
Chase Updates App, Discusses Digital Wallet

JPMorgan Chase updated its iPhone app Thursday, and dropped some hints about its mobile roadmap for the rest of 2014. The newly updated app, seen at left, aims at “humanizing the user experience” for iPhone users, said Gavin Michael, Chase’s head of digital for...
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Mobile Deposits a Strength for Bank of America

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April 17, 2014
Mobile Deposits a Strength for Bank of America

Remote deposit capture has hit the big time. It used to be that banks would tout the use of smartphone cameras to deposit checks on earnings calls to signal that they were serious about innovation. Now that the remote deposit of checks via RDC...
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US Bank Ups Ante Again on Innovation

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April 17, 2014
US Bank Ups Ante Again on Innovation

Is US Bank the only financial institution in the nation to continue increasing its investment in innovation? It sure seems like it. The latest shot across the financial sector’s bow came yesterday, when bank officials disclosed that they were not just keeping the bank’s...
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Loop Will Be Inside Handsets Within One Year, CEO Says

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April 17, 2014
Loop Will Be Inside Handsets Within One Year, CEO Says

Loop, the payments startup that allows for contactless payments at magstripe card readers using magnetic transmission, has plans that go far beyond magstripe itself. The company has deals in the works with a major card network and a major handset manufacturer that should see...
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Bank of America Adds Mobile Users, Sheds Branches

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April 16, 2014
Bank of America Adds Mobile Users, Sheds Branches

Mobile users continue to grow at Bank of America. The bank grew mobile users by 4% in the first quarter of 2014, while shedding 1% of its branches. Mobile users reached 15 million, almost 20% higher than one year ago. JPMorgan Chase and Wells...
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Newswire

It’s in the Mail: How Outsourced Printing and RDC Drive Efficiency

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April 23, 2014
It’s in the Mail: How Outsourced Printing and RDC Drive Efficiency

Gary Welsh, senior vice president of First Bethany Bank & Trust in Bethany, Okla., wasn’t exactly thrilled when the bank’s longtime print and mail vendor closed shop back in 2009. Fortunately, First Bethany already had a trusted partne...
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Mills Appointed to Federal Reserve Bank of Atlanta’s Jacksonville Branch Board of Directors

Harold Mills, chief executive officer of ZeroChaos, has been appointed to the board of directors of the Federal Reserve Bank of Atlanta's Jacksonville Branch.
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Workshop Probes Monetary Policy, Inequality

Academics and practitioners recently convened at the Atlanta Fed to discuss current research on the connection between monetary policy and income and wealth inequality.
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How We Pay: Results from the Federal Reserve Payment Study

Changes in technology have affected not only how people live and work, they have also affected how individuals and businesses pay for goods and services. The Federal Reserve's most recent triennial study of the payments system highlights a number...
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Diverse Perspectives

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April 17, 2014

I go to more conferences than are good for me.  And if you're like me, you don't attend many sessions, and you meet with the same cast of characters.  I have two suggestions on breaking those rules.  If you...
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Making Regionalization of Transaction Banking a Reality

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April 17, 2014

Transaction banking is becoming increasingly important for banks as corporates continue to expand their businesses across the globe. As corporates demand these services, banks must rise to deliver. There are numerous factors that are responsible for businesses expanding their...
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Heartbleed: Free Tool To Check if That Site is Safe

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April 17, 2014
Heartbleed: Free Tool To Check if That Site is Safe

I’m sure you’ve heard the news about Heartbleed by now (unless you’re in vacation wonderland and have taken a tech break). This is a serious vulnerability in the core of the Internet and is something we all should be...
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